By joining and participating in Momopays, means you have read and agreed to the terms and conditions stated below.

  1. This product is provided on and as is, as available. We make no guarantees/ warranties of any kind , either expressed or implied.
  2. That you have read and understood the policies and guidelines of this system before joining and participating.
  3. The successful running of this concept is dependent on the participating members because they fund it.
  4. All payments are not regarded as investments, every member who pays does so to purchase the product we offer (ebook on financial management).
  5. Any payment made to participate in our referral program is final, no refunds.
  6. We reserve the right to modify, edit, add or remove any features or functionality, manage memberships within Momopays and otherwise make changes to this agreement without notice or permission.
  7. We reserve the right, without notice and at our own discretion terminate any membership breaching the agreement , caught spamming or causing harm to the system ,abusing the service , harassing or insulting participant or administrator in any manner.
  8. Payment are made via mobile money Orange and MTN and participants may withdraw funds at anytime to their personal mobile money account. Any issues that may arise concerning the transaction shall be sorted out by the individual and his mobile money service provider